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How to Make a Local Bank Transfer in Next Gen CIB? Print

Please note that this option applies to local bank payments in AED currency only. To make a domestic payment, follow these steps:

 

Log in to iBusiness
 

Step 1: Click on iPay > Transfers > Initiate Transfer

 

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  • Select On Screen and Transfer Type as Within UAE and click on Proceed.

 

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Step 2: Select the debit account, beneficiary type and click on the Search Beneficiary option

 

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Step 3: Enter the Beneficiary Name or Nick Name and click on Search.

  • The system will display the list of registered beneficiaries.
  • Click on the beneficiary required and system will fill all the beneficiary details.
  • Click on Validate IBAN
  • Click on Proceed


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  • If you need to save the beneficiary for future payments, tick the box under the Save Beneficiary option and select the beneficiary type as Public or Private
  • Public Beneficiary will be available for all users while Private Beneficiary will only be available for the user who registered the beneficiary.


Step 4: The system will display the payment screen with all details. You can proceed with entering the remaining required payment details.

  • Transfer Currency will always be in AED
  • Payment details should match the corresponding Payment Type and should not be less than 10 characters.
  • Payment details should also not contain any Special Characters
  • For Charge Type, refer to below:
    1. CBD Charges to Remitter (SHA)
    2. Pay in Full (BNF get full amount) (OUR)
    3. Deduct charges from Amount (BEN)
  • If required, you can also attach a supporting document which will go to the authorizer/s by clicking on Attach Document option.
  • You can also make the payment future-dated by selecting a future date from payment date. 
  • Click on Proceed once done filling out the transaction details.


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Step 5: Review the details and click Submit.


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Step 6: Authentication via paired device to proceed.

  • You will receive a notification on your mobile device to authenticate the transaction.
  • Once authenticated, you will be navigated to the confirmation screen with a reference number generated.

 

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Step 7:  In the case of the maker/checker, the request is required to be approved by Checker/Approver before it reaches the bank for completion.

  • Post Initiating the request, it will move to the Approvers queue for action.
  • The Approver should log in to iBusiness and click on the Transactions Tab and go to Pending your Authorizations. 
  • The Pending items for the action will be available under transaction type Within UAE Transfer.
  • Approver can review the details and act (Approve/Reject) on the request initiated.

 


Note: The cut-off time for domestic payment is 3:00 PM

 


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