Transfer to Own Account or Card – Next Gen CIB (iBusiness Web) Print

Overview

This guide provides step-by-step instructions for transferring funds between your own accounts or making a payment to your own card using the iBusiness Web Portal.

This transfer type allows you to move funds instantly between eligible accounts and cards linked to your profile.

Step 1: Navigate to Transfers

1. Log in to iBusiness.
2. Navigate to: Payment & Transfers ➜ Transfers ➜ Initiate Transfer

Step 2: Select Transfer Type

1. Select Single Transfer.
2. Choose Transfer to Own Account or Card.
3. Click Proceed to continue.

Step 3: Enter Transfer Details: Complete the required transfer information:

• Debit Account: Select the account from which the funds will be deducted.
• Credit Account / Card: Select the account or card that will receive the funds.
• Transfer Amount: Enter the amount you wish to transfer.
• Reference (Optional): Enter a reference or description for your records, if required.

• Save Draft: this will save the transfer for later use. Learn More 
• Save Template: saving this transfer as a templet this will include the transfer details and beneficiary details. Learn More

• Supporting document: you will be able to attach up to 5 documents to your transfer request 

After completing the required fields, click Continue.

Step 4: Review and Submit

1. Review all transfer details carefully.
2. Verify:
   • Debit account
   • Credit account or card
   • Transfer amount
   • Reference details (if entered)
3. Accept the Terms and Conditions.
4. Click Submit.

Step 6: Authenticate the Request

Complete authentication using one of the following methods:

Mobile App Authentication

• Approve the request via the iBusiness mobile app notification
• Use biometric or device verification

Google Authenticator

• Enter the One-Time Password (OTP) generated from the app

Once authenticated successfully, a confirmation screen with a reference number will be generated.

Approval (If Maker–Checker is Enabled)

If a Maker–Checker setup is configured:

1. The request is routed to a Checker/Approver.
2. The Approver must:
   • Log in to iBusiness
   • Navigate to Transactions Hub > Pending Your Authorizations
3. Locate the transaction under:
   • International Transfer

Review the request and select: Approve or Reject